Simple Life Charge on Credit Card [Identified]
A Simple Life charge on a credit card can look like a store you never visited. The name is short. Many people first notice it after a fasting-app ad, a cheap intro week, or a family phone using the same card.
You can usually match it to the Simple wellness app at simple.life. Then you can cancel on the same platform you used to sign up, or talk with your issuer if nothing fits.
What Is a Simple Life Charge on a Credit Card?
A Simple Life charge on credit card most often maps to Simple Premium billing for the Simple weight-loss and health app. Official terms name Simple.Life Apps Inc., a Delaware company at 8 The Green, Ste A, Dover, DE 19901, and AM APPS Ltd. in Cyprus.
The public sites include simple.life and simple-life-app.com. The app offers fasting tools, meal logging, and coaching features. It is not a bank card and not a TV-show merch shop.
Official terms describe two main website products. A regular plan auto-renews unless you turn renewal off at least 24 hours before the period ends. A commitment plan is a set term, such as 3 or 10 months, at a reduced monthly price.
When that term ends, official terms say it converts to a regular monthly plan and keeps renewing. Intro offers can also roll into the full price if you do not cancel in time.
You can buy on the website with a card or PayPal, or through the Apple App Store or Google Play. Official help says website buys will not show in Apple or Google subscriptions. Trustpilot replies from the company say the same thing. Check the store first, then the website email.
Prices change by plan and promo. Consumer receipts often show amounts around $20, $30, $35, $44, or $60, sometimes with a second add-on the same day. Match your own receipt. Do not assume the intro price is the renewal price.
How the Charge Usually Shows Up
Issuers shorten the brand. The city on the statement is often the processor city.
| What you may see | What it often means |
|---|---|
| SIMPLE LIFE or SIMPLE.LIFE | Website or brand billing for the app |
| SIMPLE or Simple Premium | App-store or in-app plan name |
| Apple, Google, or PayPal plus Simple | Billed by that platform, not the website desk |
| Two charges close together | Intro or workbook fee plus a plan |
| A larger amount after a cheap week | Intro offer converting to full price |
Official help says intro plans may renew after 7 days, 1 month, or 3 months, depending on the offer. Later renewals may be monthly or longer. Commitment plans keep billing through the promised term unless an official exception applies.
How to Confirm Whether It Is Yours
Do this before you cancel the card.
- Search email and spam for “simple.life,” “Simple Premium,” and the exact amount.
- Open Settings > [your name] > Subscriptions on iPhone. Look for Simple.
- Open Google Play > Payments and subscriptions on Android.
- Open the Simple app, tap the profile icon, and choose Manage subscription. Use every email you own.
- Check PayPal automatic payments if you paid that way.
- Ask household members. A shared phone can start a plan on your card.
Official help notes that the wrong sign-in email can hide the plan. Log out and try the email on the receipt.
How to Cancel Simple Life Billing
Cancel on the same platform that took the first payment. Official terms say deleting the app does not stop billing.
Apple: Settings > [your name] > Subscriptions > Simple > Cancel Subscription. Do this at least 24 hours before renewal.
Google Play: Play Store > Payments and subscriptions > Subscriptions > Simple > Cancel.
Website or PayPal: Official help says to open the app, tap the profile icon, tap Manage subscription twice, verify the signup email, open Plan Management, and turn off auto-renewal.
You can also email support@simple.life. Official terms list that address for cancel help. Trustpilot replies also use help@simple.life and chat.simple.life.
Commitment plans: Official cancel help offers Cancel now or Cancel at period end. Cancel now may require the published $29.99 early-cancel fee if you are past the short exception window.
Cancel at period end keeps billing through the remaining months. After the term, turn off auto-renewal so it does not become a regular monthly plan.
If the plan is paused, official help says you must unpause it before you can cancel. Ask for written confirmation.
Refunds and What Official Pages Say
Official terms say purchases are generally non-refundable except where the refund policy or local law applies.
For website regular plans, the refund page says you may request a full refund if you contact them within 30 days after a subscription charge, including a renewal.
Cancel first, then use the in-app support widget. Approved refunds typically go back to the original method in about 14 days. You must still cancel at least 24 hours before the next renewal.
For website commitment plans, official policy generally keeps the term in place. Exceptions include a local cooling-off rule, or contact within 7 days of purchase.
In that 7-day path, official copy says you still pay the first month and later months stop. Otherwise the published early-cancel fee is $29.99, or the local equivalent.
Apple and Google refunds follow those stores. Simple help points Apple users to getsupport.apple.com and Google users to Play refund tools.
California and Connecticut website buyers have extra cooling-off language on the refund page for a short window after purchase.
EEA and UK buyers have a 14-day path described there. Gift cards, courses, and workbooks are called out as outside that cooling-off path.
Lookalikes That Are Not the Same Charge
Close names are easy to mix up.
- Citi Simplicity is a credit card product, not this app.
- Simple TV or other “Simple” streaming brands use different descriptors.
- Simplelife clothing sites outside the US are unrelated retail.
- A workbook or course add-on from the same company can post as a second line.
If the statement shows only a bank name plus Simplicity, start with that issuer, not the fasting app.
What to Do If You Do Not Recognize It
If no email or store history matches, treat the charge as unrecognized.
- Email support@simple.life with the date, amount, and last four digits of the card.
- Ask them to identify the account email and stop renewals.
- Cancel any Apple, Google, or PayPal plan tied to the same card.
- Call your issuer using the number on the back of your card if they do not help.
Credit card billing-error rules generally give you a window to dispute a charge in writing. Many issuers want you to act quickly, often within 60 days of the statement that shows the item. Policies vary by bank.
Do not give remote access to your computer to anyone who calls about this charge.
FAQs About Simple Life Charge on Credit Card
Q: What is a Simple Life charge on a credit card?
It typically traces to Simple Premium billing for the Simple wellness app at simple.life. Official terms name Simple.Life Apps Inc. in Delaware. The charge is usually a regular plan, an intro offer, or a multi-month commitment plan.
Q: Why did I get billed after I deleted the app?
Official terms and help pages say deleting the app does not cancel billing. You must turn off auto-renewal on the website, or cancel in Apple or Google Play if you signed up there. A paused plan can also start again if you do not finish cancel.
Q: How do I stop future Simple Life charges?
Cancel where you paid. Use Apple Subscriptions, Google Play subscriptions, or Profile > Manage subscription > Turn off auto-renewal for website plans. Email support@simple.life if the screen loops. Cancel at least 24 hours before renewal. Commitment plans may keep billing until the term ends unless an official exception applies.
Q: Can I get a refund?
Website regular plans may qualify if you ask within 30 days of the charge, per the official refund page. Commitment plans have a 7-day path or a $29.99 early-cancel fee after that. App-store refunds go through Apple or Google. A refund is not automatic.
Conclusion
A Simple Life charge on a credit card usually points to Simple app membership billing from simple.life, not a store counter. Check Apple, Google Play, and the website email, then cancel on that same path. If nothing matches a real signup, your card issuer can help you review it.
Disclaimer: This article is for general information only. It is not financial, legal, or tax advice. Merchant terms, phone numbers, and refund rules can change and may vary by issuer. Verify account-specific questions with the company on your receipt or with your bank.
