You check your credit card statement and notice a charge from “11350 McCormick Rd Hunt Valley MD.” You don’t remember shopping in Maryland, and the name doesn’t ring a bell. Instant worry sets in.
This is a common mystery for many cardholders. The good news is that the charge is almost always legitimate. It usually comes from a small purchase you made at a vending machine, car wash, laundry machine, EV charger, or other self-service kiosk.
This article explains exactly what the charge is, why the Maryland address appears, how to confirm it, and what to do if it still doesn’t look familiar.
Quick Answer
A 11350 McCormick Rd Hunt Valley MD charge on credit card is typically from Nayax LLC, a payment company that processes cashless transactions at unattended machines.
The address is their U.S. headquarters. The actual purchase happened wherever you used a card or mobile wallet at a vending machine, car wash, kiosk, or similar device.
What Is the 11350 McCormick Rd Hunt Valley MD Charge?
11350 McCormick Road, Suite 1004, Hunt Valley, MD 21031 is the U.S. corporate address for Nayax LLC. Nayax provides cashless payment systems for unattended retail and self-service businesses.
When you pay at a machine that uses Nayax technology, Nayax often appears as the merchant on your statement. That is why you see their address instead of the local store or machine location.
Common statement descriptors include:
- 11350 McCormick Rd Hunt Valley MD
- NAYAX LLC Hunt Valley MD
- NAYAX
- Nayax Vending
- Sometimes a phone number like 410-666-3800
These all point back to the same company.
Why Does a Maryland Address Show Up for a Local Purchase?
Nayax is the payment facilitator. They handle the card processing on behalf of the machine operator. Payment networks list the processor’s registered address, which is in Hunt Valley, Maryland. This is standard practice and happens with many unattended payment systems across the country.
You might have bought a snack in your office building, washed your car at a local station, charged an electric vehicle, or used a laundry machine. The machine was in your area, but the billing location is Nayax’s headquarters.
Common Places These Charges Come From
Nayax-powered machines appear in many everyday locations:
- Office or school vending machines and micro markets
- Automated car washes and vacuums
- Laundry facilities in apartments or laundromats
- EV charging stations
- Arcade and amusement machines
- Parking kiosks or self-service terminals
- Coffee or snack kiosks in gyms, hospitals, and hotels
Charges are usually small, often under $20, which matches typical machine purchases.
How to Verify the Charge Belongs to You
Follow these simple steps:
- Think back to recent days when you used a card or phone at any machine or kiosk.
- Check your Apple Pay, Google Pay, or digital wallet history for matching amounts and dates.
- Look for any email or text receipts that mention Nayax or the exact amount.
- Ask family members or coworkers who might share the card or live in the same household.
- If you remember the machine location, check for a sticker or contact number on the machine itself. Operators often handle refunds directly.
If the amount and timing match something you did, the charge is valid.
What to Do If You Still Don’t Recognize the Charge
Contact Nayax first with the date, amount, and descriptor. Their U.S. support phone is 410-666-3800. You can also reach them at us-support@nayax.com. Provide only the transaction details, never your full card number.
Nayax usually directs consumers to the machine operator for product or service issues, because the operator owns the machine and receives the payment. If the operator cannot help or the charge is clearly unauthorized, contact your bank or credit card issuer right away to start a dispute.
Act quickly. Most issuers have time limits for reporting unauthorized charges.
Tips to Avoid Future Confusion
- Glance at the machine or screen for the payment processor name before you tap or insert your card.
- Keep a quick note or screenshot of small machine purchases when you make them.
- Turn on transaction alerts from your bank or digital wallet.
- Prefer contactless payments that show more detail in your wallet app.
- Review statements weekly so small charges do not pile up unnoticed.
These habits make it easier to spot real problems early.
FAQs About 11350 McCormick Rd Hunt Valley MD Charge on Credit Card
Q: Is 11350 McCormick Rd Hunt Valley MD a real store?
No. It is the U.S. office address of Nayax LLC, a payment technology company. You did not shop at that building.
Q: Why is the charge from Maryland if I was never there?
The purchase happened at a local machine. Nayax processes the payment and their headquarters address appears on the statement.
Q: Can this charge be fraud?
It is possible but not the most common explanation. First match it to any recent machine or kiosk use. If nothing fits and no authorized user recognizes it, treat it as potential fraud and contact your card issuer.
Q: How do I get a refund for a Nayax charge?
Contact the machine operator first if the product or service was not delivered. If that fails, reach out to Nayax support or dispute the charge with your bank.
Conclusion
A 11350 McCormick Rd Hunt Valley MD charge on credit card is almost always a legitimate Nayax-processed payment from a vending machine, car wash, laundry machine, EV charger, or similar self-service device. The Maryland address simply reflects where the payment company is based.
Check your recent activity, digital wallet history, and any shared cards first. If the charge still does not make sense, contact Nayax or your card issuer. Most of the time the mystery resolves quickly once you know what to look for.
Disclaimer: This article is for informational purposes only and does not constitute financial, legal, or professional advice. Merchant descriptors can vary by bank and payment network. Always verify charges directly with Nayax, the machine operator, and your card issuer. Information is based on publicly available data and may change.
